Next Genx PayGet a rate review
PAYMENT PROCESSING WITH PURPOSE

Payment processing that moves more than money.

Next Genx Pay gives businesses a straightforward way to accept credit cards, debit cards, and ACH online, in person, and on the go — with competitive pricing, reliable funding, clear reporting, and dedicated support.

A portion of Next Genx's revenue supports vetted nonprofit and economic-development initiatives. No separate donation fee is added to your processing.

Upload a recent merchant statement. No obligation and no disruption to your current account.
9:41
MERCHANT DASHBOARD
Sample data
+
Charge
Invoice
Refund
Today's volume
$4,826
Deposits
$3,918
Refunds
$128
Weekly volume
Card •• 4821Approved$86.40
ACH transferSettled$412.00
Recurring billingApproved$29.00
Next payout
Tomorrow, 9:00 AM
$3,918
Home
Payments
Reports
Settings
Cards + ACH·Online + in person·Recurring billing·Dedicated support
02 / PAYMENT SOLUTIONS

One processing relationship, wherever you get paid.

Whether customers pay at the counter, through your website, from an invoice, or on a recurring schedule, Next Genx gives you a straightforward way to accept payments and manage your transactions.

01
In-person payments
Accept chip, tap, swipe, and mobile payments with countertop and portable terminal options configured for your business.
02
Pay now
Online payments
Connect your website through a supported payment gateway or use a virtual terminal to securely accept payments from any device.
03
$29/mo
Recurring billing and invoicing
Automate subscriptions, securely store payment credentials through supported tokenization, and send digital invoices.
04
$
ACH and bank payments
Give qualified customers a convenient way to pay directly from a bank account while reducing dependence on card payments.

Need something more customized? Gateway and API integrations are available for businesses with more complex payment workflows.

03 / WHY NEXT GENX

Payments should be clear, stable, and supported.

A processor should do more than quote a low rate. Next Genx starts by understanding how your business operates, then builds the right processing setup around it.

Compare your current processing
Pricing you can understand
We separate card-network costs, processor markup, transaction charges, and monthly fees so you know what you are paying and why.
Underwriting built for stability
We take the time to understand your products, sales channels, transaction volume, average ticket, and processing history before your account is placed.
Funding you can plan around
Your approved funding schedule, account terms, and reserve requirements — when applicable — are clearly explained before launch.
Support that stays involved
A payments specialist helps with onboarding, equipment, reporting, deposits, disputes, and the day-to-day questions that come after approval.
04 / FREE RATE REVIEW

Know your real processing cost.

Merchant statements spread costs across interchange, assessments, processor markup, transaction charges, monthly fees, equipment costs, and miscellaneous line items.

Send us a recent statement. We will calculate your effective rate, identify avoidable fees, and provide a clear side-by-side recommendation based on your actual business.

YOUR REVIEW INCLUDES
Effective-rate calculation
Processor-markup and fee breakdown
Equipment and gateway review
Funding and settlement review
Side-by-side pricing proposal
No-obligation recommendation
Get your rate review
Step 1 of 2
Your information and merchant statement will be treated as confidential. Requesting a review does not change or affect your current processing account.
TRANSPARENT PRICING

Three ways to accept payments. One clear rate for each.

Rates below cover Next Genx's per-transaction pricing for standard card and ACH volume. Interchange, assessments, and card-brand fees pass through at cost.

In-Person Payments
Card-present at your counter or on the go
2.49%+ $0.25
per transaction
  • Chip, tap, and swipe
  • Countertop and mobile terminals
  • EMV and contactless ready
Get a rate review
MOST COMMON
Online Payments
Website checkout, invoices, and recurring
2.99%+ $0.25
per transaction
  • Hosted or embedded checkout
  • One-time and recurring billing
  • Card and ACH accepted
Get a rate review
Virtual Terminal & Keyed
Phone orders, MOTO, and manual entry
3.49%+ $0.25
per transaction
  • Web-based virtual terminal
  • MOTO and phone orders
  • Emailed digital invoices
Get a rate review
05 / HOW IT WORKS

Switch without disrupting your business.

1
Review
We learn how your business accepts payments and analyze your current processing statement.
2
Recommend
We recommend the right pricing structure, equipment, gateway, payment methods, and funding setup.
3
Approve
We organize the required documents, manage the underwriting process, and keep you informed as your application is reviewed.
4
Launch
We configure and test your payment setup, coordinate the transition, and remain available after you begin processing.

Approval, pricing, funding schedules, and product availability are subject to underwriting and acquiring-partner requirements.

06 / SECURITY

Serious payment infrastructure, without the jargon.

Next Genx uses established payment technology and operational controls designed to support PCI DSS compliance, secure merchant onboarding, tokenization, fraud monitoring, transaction reporting, and responsible account management.

Advanced gateway and API integrations are available for businesses with more complex requirements.

Protect payment information
Supported tokenization and secure payment handling help reduce the exposure of sensitive card information.
Monitor transaction activity
Risk and fraud-monitoring tools help identify unusual activity and support a more stable processing environment.
Understand every deposit
Clear reporting helps your team reconcile transactions, deposits, refunds, fees, and disputes.
Support when something goes wrong
Next Genx helps merchants understand and respond to chargebacks, retrieval requests, and processing issues.
07 / OUR IMPACT

Good commerce should create more opportunity.

Next Genx was created to connect everyday business activity with measurable community impact.

Next Genx sets aside a portion of company revenue to support vetted nonprofit and economic-development initiatives, with an initial focus on expanding opportunity and sustainable community development across Africa.

The contribution comes from Next Genx's revenue and is not added as a separate fee on a merchant's processing statement.
Read the Next Genx Pledge
The Giving
Share
A portion of the whole, given onward
Everyday
commerce
N
Next Genx's
revenue
Vetted
initiatives
Company-funded
Contributions come from Next Genx's revenue rather than a separate charitable line item charged to merchants.
Vetted organizations
Recipients are evaluated for governance, financial controls, community relevance, and measurable outcomes.
Transparent reporting
Next Genx will publish regular updates showing the organizations supported, amounts contributed, and work funded.
08 / BUSINESS TYPES

Payment solutions matched to how you operate.

Next Genx supports approved businesses across a range of industries and payment environments.

Retail and in-person businesses
Ecommerce and omnichannel merchants
Professional and business services
Membership and subscription businesses
Nonprofit and community organizations
Events and ticketed experiences
Enterprise and custom payment programs

Every account is evaluated individually. Available products, pricing, and processing terms depend on business type, payment methods, processing history, and underwriting requirements.

09 / FAQ

Common questions

Depending on your approved setup, Next Genx can support major credit and debit cards, ACH payments, recurring billing, invoices, virtual-terminal payments, and supported digital wallets.
FREE RATE REVIEW · NO OBLIGATION

Ready for a clearer processing relationship?

Send us a recent merchant statement and see how your current pricing, funding, and payment setup compare.

No obligationNo disruption to your current account